Fees

Creators pay nothing

0%taken from creators
on every gift, forever

The fee sits on the gift and is paid by the sender, itemised before they commit. Nobody is surprised at the end.

Gift typeService feeCard processingCreator receives
Partner store item
From our Gift Store catalogue
 0%2.9% + $0.30100% of the item
Any other shop
Pasted product link, shipped to them
 7%2.9% + $0.30100% of the item
Sent as credit
Value goes to their balance instead
 8.9%3.9% + $0.30100% of the value
Cash gift
No item, straight to balance
 8.9%2.9% + $0.30100% of the amount

Processing is charged on the gift value plus the service fee. Chip-ins carry the same rate as the item they are funding. Payouts start at $10.

Work it out

What a gift actually costs

These are the live numbers from the same server that runs checkout, not a page of static text that might drift out of date.

Try $5 to see how much the flat 30c matters on small gifts. It is the honest argument for chipping in on one big thing instead of five small ones.

Demo notes

What is real here and what is not

Real and stored server-side

  • Accounts, sessions, password hashing (PBKDF2)
  • Wishlists, categories, priorities, crowdfunding goals
  • Gifts, chip-ins, cash gifts, surprise gifts
  • Fee calculation — the server prices every checkout
  • Order status, tracking codes, thank-you messages
  • Balances, payout requests, analytics
  • Stream alert events, polled live by the overlay
  • Leaderboards, activity feeds, fan suggestions

Simulated

  • Card payments. Numbers are validated (Luhn, expiry, CVC) then discarded. Only the last four are kept, and nothing reaches a processor.
  • Buying and shipping. No order is placed with any shop; status is advanced by the creator by hand.
  • Payouts. Requests are recorded; no money moves.
  • Emails. No receipts are sent — use the tracking code instead.

Test cards: 4242 4242 4242 4242 succeeds. 4000 0000 0000 0002 declines.

Where the fee schedule came from

It mirrors the shape of Throne's published schedule — 0% on partner stock, a mid single-digit service fee on arbitrary retailers, and the highest rate on turning a gift into money — because that shape follows the underlying cost, not a pricing whim. Partner stock earns margin from the merchant, so the sender is not charged twice. Arbitrary retailers mean manual buying and support risk. Cash carries the most fraud exposure and the least upside, so it costs the most. The exact numbers are ours to set; they live in one constant in the server and are quoted from there on every checkout.